FIRST TIME HOME BUYERS
Buying your first home is an exciting time! I can help navigate the entire home buying process from
deposit upon accepted offer all the way to your conveyancing. Call me or email me for a breakdown
of the entire process.
We deal with over 50 lending institutions to find you the best possible mortgage to fit your needs. We don't work with one bank or one institution; we are an independent company with a sole purpose of
getting you not only the best rate; but the most appropriate mortgage product to fit your needs now
and to see you thru until the end of your term.
REFINANCING
Thinking about refinancing your property?
Here are some reasons why:
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Current home renovations/upgrades
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Purchasing a new home (possible investment property)
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Need for capital for reinvestment into your business, or your child’s education
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Consolidation of unsecured debts
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To take advantage of decreased rates in the market to lower your monthly payments and save you in interest over your new term
It is very important to understand both the benefits & costs associated with a refinance. Working
with a mortgage broker will provide you with the entire market of options to ensure you are making
the right decision for the present and the future.
SELF EMPLOYED
We understand the banks lending policies on Self Employed individuals differ than those salaried. We
also know the intricacies of small to medium size business filings. There are many niche products
available at banks and other institutions that cater to the small business applicant. Working with a
mortgage broker like myself ensures you have access to the right product that fits your specific genre of
business.
EQUITY LENDING
This type of lending is for those borrowers who have equity to provide security and are unable to
provide the traditional sources of income qualification. Perhaps they have bruised credit history, or are
looking for more short-term financing. We can secure financing based on a case by case evaluation of the covenant and the property.